Blog

Every Malaysian driver is required to have third-party car insurance, and if you are involved in an accident with someone else, your insurance coverage will help offset all of their costs. However, since third-party insurance is intended to be inexpensive, you cannot make a claim for loss caused by damage to both your car and oneself. Whether you use a car or motorcycle, you should always buy all protection rider insurance policy malaysia.

It’s the law

In Malaysia, having car insurance is a statutory necessity if you plan to drive on the roads. Remember that driving without a legitimate insurance policy can result in your license being suspended or even seized. Meantime, insurance is mandatory to renew road tax, and a car owner must renew both insurance and road tax before the expiration date. The law in Malaysia states that if you are caught driving without a road tax, you may face a fine. As a result, getting a car insurance policy is preferable to being bankrupted by pricey financial penalties that will cost you much more than paying for a policy for car insurance

For protection

Essentially, having third-party car insurance can help you make a claim and compensate the party involved in the road accident for his or her injuries and any physical damage done. Since the cost of carrying the damage can be quite high at times, third-party insurance coverage is strongly advised. Comprehensive car insurance, on the other hand, is what you need if you intend to protect yourself as well as third parties since it provides the most financial protection.  Comprehensive car insurance covers accidents, fire, and theft. If an incident happens involving your car and the person you hit, the insurer will also bear the burden.

Not only that, but you’ll need insurance that covers all of your vehicle’s parts and components, as some components can incur more than the car itself. This includes the engine, transmission, battery, and everything in the engine compartment. Due to government policy, spare parts in Malaysia are quite expensive and can effortlessly exceed the budget if something goes wrong with your ride. When the bodywork fails, such as dents or scratches, the coat alone can deplete your wallet. Imagine dealing with all of these repair work in one go if you do not have car insurance.

No worries if you have multiple vehicles

The Road Transport Act holds all drivers accountable, regardless if they are using other people’s cars or not. That’s why many insurance carriers offer additional driver coverage as an aspect of your existing car insurance package, which means buying one policy but insuring two or three vehicles rather than buying them separately. There are some limitations, so always peruse the terms and conditions.

No claim discount (NCD)

If you do own car insurance, you would be eligible for the NCD discount.  If you don’t make claims on your insurance policy annually, you will be given a No Claim Discount (NCD) as a reward for being a good driver. The greater the discount, shows that you drive carefully on the road. In Malaysia, the NCD discount typically ranges from 25% to 55% of the premium payable, and you must have a claim-free history for the previous 12 months to qualify.

Both upfront costs and recurring costs must be taken into account when purchasing a refrigerated storage container. Experience has shown us that reducing the amount of power required by using the proper refrigerated container for the job at hand is possible. In terms of horsepower and kilowatts, our refrigerated containers may be tailored to suit your needs. Thus, our clients’ valuables are protected while also saving them from paying unnecessary operational charges. The containers for freezer storage malaysia are essential there.

Here are some questions to get you thinking

Consider your needs before making a purchase of a refrigerated storage unit. Our customers’ refrigerated shipping containers go through a series of inquiries prior to any customization being done on their behalf by our team. Consider these questions and the answers you’ve come up with before contacting vendors or deciding on a unit.

It’s important to know what temperature you should keep the part at all times

Motors and units designed for lower temperatures are available in a variety of configurations. No point in paying for a unit that is designed to keep the temperature low if you don’t need it to do so! As long as you don’t have any specific temperature needs, using an insulated container should suffice.

Is it possible to use the refrigerated container in a number of ways while it is in operation?

If your inventory changes throughout the year, you may require a device that can be easily adjusted to a range of temperatures. Depending on the particular usage or inventory you need, we may customize containers to handle a number of temperature settings.

Is it necessary to place lighting and shelves inside the refrigerated container?

Each of our clients may have their storage space decorated in accordance with their own unique tastes. For an additional fee, we may have the lights and shelves pre-installed in the unit when it is delivered.

Do you just have access to single-phase electricity or do you also have access to three-phase electricity?

Using a three-phase power supply to run your refrigeration equipment may save you money if you need to freeze or chill a large number of items. Single-phase chillers offer reduced running costs and may be connected to a normal 10-amp power supply while in chill mode. They may also be used to keep the product at -20 degrees for a long amount of time if it goes in frozen.

How much of the product will travel through the container in a 24-hour period?

Because the answer tells us how hard your motor will have to work to keep the goods cold, this is a critical question. In order to maintain the same temperature with more objects, more energy will be required. In addition, if the doors are often opened, more energy will be required to maintain a constant temperature. The large range of kilowatt and horsepower ratings in our refrigerated containers allows us to adapt the unit for a wide range of loading arrangements.

How often will the container be accessed by employees during the workday?

Like the last question, your answer helps us determine how much energy is needed to keep the unit at a frigid temperature. There are a number of factors to consider, such as the frequency of usage and how much energy it will take to maintain a certain level of heat.